Our team of expert developers cater to the technical needs that are growing in the banking industry. We offer cutting edge software solutions for financial institutions. Transform your core environment to perform tasks easier, deliver services faster, achieve and beat targets more efficiently, lower operating costs, and more.
Bluemagic Software custom made software for financial services and institutions provides powerful solutions to handle the many tasks of loan servicing & origination. Our loan servicing and origination personalized solutions handle underwriting, origination, disbursement, servicing, amortization and a whole lot more. Our experienced team of developers can deliver the custom loan servicing and origination software solution you need.
LOAN SERVICING MANAGEMENT SYSTEMS
Bluemagic Software creates custom loan servicing systems, and Loan Management Systems (LMS) for banks, credit unions, and financial institutions. These systems contain robust features for loan origination, underwriting, amortization, processing, and disbursement. We also track various loan types including personal, business, student, mortgage, car, installment, payday, and cash advance.
LOAN DECISION SUPPORT SOFTWARE
We develop Decision Support Systems (DSS) to seamlessly integrate with background checks and credit reporting bureaus (Experian, TransUnion & Equifax). These systems contain customizable rule-based engines for risk assessment, using third parties such as Data X, Microbilt, Clarity, and DecisionLogic.
LOAN SETTLEMENT PLATFORMS
Our expert programmers create debt payment and settlement platforms that feature automated billing and auto debit. These platforms support Automated Clearing House (ACH) and Electronic Funds Transfer (EFT) payments, credit cards, bank accounts, electronic wallets, and other payment types. Our software development company provides the best loan processing and disbursement software solutions by leveraging third-party vendors like BlastPay and AutoPal.
Bluemagic Software makes it possible for mobile banking software providers to customize features such as electronic bill payments, remote check deposits, P2P payments, fund transfers between accounts, text messaging and statement downloading and printing. Our mobile finance solutions put banking at your fingertips.
CUSTOMIZED MOBILE BANKING APP
We develop secure mobile banking apps for iOS & Android utilizing cross-platform development tools such as Xamarin and PhoneGap to provide a user-friendly experience for financial institutions & customers alike. Our mobile banking application development services feature easily navigable UI and speedy UX to enhance customer journeys on smartphones, tablets, and wearable devices.
MOBILE BANKING BILL PAY
Our developers create mobile apps with electronic bill pay that captures customer insights in order to build tailored products for consumers and businesses. We enable data extractions using advanced image processing and data-matching technology to run on devices and accurately capture photographed bills. We create custom integrations with Electronic Bill Payment and Presentment (EBPP) and Electronic Invoice and Presentment (EIPP).
TEXT MESSAGE MOBILE BANKING
Our developers design mobile applications with SMS API integration with banks to simplify banking experiences down to a single text message. Get to find out available balance, recent checking account transactions, credit card account details, and more through a single text.
CORE BANKING SYSTEMS INTEGRATION
We develop mobile apps to seamlessly integrate with CORE banking systems using RESTful APIs, which allow seamless cross-channel interactions. The integration offers the convenience of multiple banking features, such as the ability to transfer funds between accounts in real-time, access bank statements, and name debit and credit cards for identification.
CHECK REMOTE DEPOSIT CAPTURE
Scan checks from your mobile device and deposit money quicker with remote deposit capture. We develop Remote Deposit Capture (RDC) modules integrated with your device’s camera function to allow for check truncation and conversion of checks into ACH transactions in compliance with Check 21 mandates.
MOBILE BANKING SECURITY
Security is a top concern when Bluemagic Software’s developers create mobile banking apps. We deploy advanced security features to safeguard transactional data by using SSL encryption, Wireless Transport Layer Security (WTLS), device registration, and two-factor authentication (2FA). We can utilize a native device’s hardware for biometric verification using Fingerprint ID, voice, facial recognition or a gesture-based password method.
Bluemagic Software’s professional developers create robust, straight-forward customizations to online banking software for brick-and-mortar and digital financial institutions of any size. Our developers provide custom online banking solutions for desktop and mobile banking with incorporated branding for consistency and visibility. The online banking software we personalize is easy to use for both customers and administrators.
ONLINE BANKING SECURITY
Our banking experts ensure your account is kept protected via our air-tight security solutions for networks, servers, and applications, which safeguard against security threats, including viruses, interactions with jailbroken devices, and cross-channel credential theft. Our developers can implement network security features such as TCI/IP, SSL/TLS, Multifactor Authentication (MFA), One-Time Passwords (OTP), Single Sign-On (SSO) and SSH File Transfer Protocol (SFTP).
ONLINE BANKING UX/UI
ONLINE BANKING MOBILE APPS
We make it easy for your customers to bank on the go with hybrid mobile banking apps that utilize tools like PhoneGap to create uniform user experiences across all digital channels, including web, iOS, and Android. We also use multi-factor authentication (MFA) to store data in a separate system to limit user access and meet FFIEC guidelines.
Bluemagic Software’s developers provide Centralized Online Real-Time Exchange (CORE) banking software services that effortlessly support risk management and all of a bank’s most common transactions including making and servicing loans, opening new accounts and processing cash deposits and withdrawals. Our banking software solutions will make handling Customer Relationship Management (CRM) activities more lucrative, calculating interest a snap, and supervising customer accounts a breeze.
CORE BANKING SOFTWARE SOLUTIONS
Our programmers fully automate all banking operations with customizable CORE system platforms that utilize multi-tier, Java-based architectures and Service Oriented Architectures (SOA) compatible with existing software and external networks. Our solutions include fully integrated features with optional scalable modules and a comprehensive set of tools to cover loans and mortgages, payment balances, money transfers and all other banking transactions.
SECURITY AND COMPLIANCE
We design and develop secure, modular CORE banking systems to protect customers, meet government and industry compliance standards, aid in security auditing, and avoid data breaches. We integrate into third-party fraud management systems, including ACI ReD Shield and minFraud. Our solutions have advanced identity and access management, customer risk profiling, data encryption, and recovery capabilities compliant with Anti-Money Laundering (AML) regulations.
CORE API INTEGRATIONS
We develop secure API components that integrate with online, mobile, SMS banking, ATM and other distribution channels. Our API customizations allow for payment and transaction requests, advanced security authentication, and metadata that includes geolocations, comments, pictures and tags. Our interfaces are user-friendly and have real-time processing, remote capture and integrations to third-party APIs.
Propel your payments to a new level of security and processing! We customize your ACH payment processing and Check 21 software to seamlessly integrate e-check processing functionality with secure verification systems and enhanced UX designs.
CHECK21 AND ELECTRONIC PROCESSING SERVICES
Our developers customize Check 21 truncation solutions to integrate with MICR check scanner hardware such as RDM, Panini, Canon, Epson, and Burroughs. We develop custom check imaging platforms for integration with e-payment processing as well as third-party check scanners, readers, and credit card terminals for processing and settlement of checks at the point-of-sale (POS).
ACH ECHECK SOLUTIONS
We build custom programming platforms for ACH payment processing with modules to automate ACH file creation, check verification and transmissions to various financial institutions. We engineer apps to expand processing capabilities to accept and process all types of electronic checks and create Remotely Created Check (RCC) images for presentment and deposits.
ACH PAYMENT SYSTEM INTEGRATION
We offer secure ACH database development integrated to CRM platforms to store accounts, routing numbers, check imaging remittance, and customer information on cloud and/or mobile devices. We create web based platforms for processing single or reoccurring transactions, to intuitively route between multiple payment methods and is able to be configured for point-of-sale hardware.
Bluemagic Software’s banking software developers are at the forefront of the industry, configuring and customizing existing ATM software, as well as providing end-to-end ATM software development services for national and international financial institutions. Unified, easy-to-use solutions afford banks the power to flexibly control their ATM network anywhere.
ATM HARDWARE INTEGRATION
Bluemagic Software’s developers provide customized solutions to personalize ATMs, providing customers with a unique banking experience. We program multi-vendor software with integrations to various hardware platforms, including credit and debit card readers (MagTek, ID TECH, VeriFone, Ingenico), card dispensers and bill dispensers (LG, Fujitsu).
ATM MONITORING SYSTEMS
Our developers implement enterprise-wide ATM management software for remote diagnostics and monitoring, including back-end and admin portal programming. We also create software for the automatic delivery of system updates and security patches. We offer flexible tracking and domestic and international management of ATM networks within a cohesive self-service network.
ATM MANAGEMENT SOLUTIONS
We develop multi-channel content management tools to distribute branding, campaign documents and products. We revamp CORE banking systems with modern interface solutions across an extensive network of ATMs, self-service kiosks and mobile devices, which enhances the user experience by providing personalized consumer services based on transaction, location, time and personal preferences.
ATM MIGRATION SOLUTIONS
Our developers code software for EMV migrations and integrations, meeting regulatory and security compliance requirements. We integrate banking CRMs with Business Intelligence (BI) features, multi-fraud protection, improved transaction capabilities with credit transfers, currency exchange, and billing statements and requests.